{"id":409,"date":"2020-06-04T19:25:26","date_gmt":"2020-06-04T16:25:26","guid":{"rendered":"https:\/\/airome.tech\/?p=409"},"modified":"2023-06-26T12:04:00","modified_gmt":"2023-06-26T09:04:00","slug":"digital-banking-is-mobile","status":"publish","type":"post","link":"https:\/\/airome.tech\/id\/digital-banking-is-mobile\/","title":{"rendered":"MOBILISASI DIGITAL PERBANKAN"},"content":{"rendered":"<p><a href=\"https:\/\/m.cyberthreat.id\/en\/read\/55\/Digital-Banking-Is-Mobile\">Leonard Chong<\/a><\/p>\n<p>Diposting : Kamis, 04 Juni 2020 &#8211; 21:49 WIB<\/p>\n<p>Revolusi digital dalam perbankan adalah ketika semuanya dijalankan melalui ponsel. Kami melihat bahwa penggunaan saluran konvensional berubah secara drastis, sementara peralihan ke digital meningkat.<\/p>\n<p>Digitalisasi salah satunya dipercepat oleh generasi millenial, yang lebih muda dan menguasai teknologi. Mereka pun dengan cepat menguasai pasar terbesar bank. Digitalisasi memang lebih optimal dengan waktu singkat untuk pelanggan.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"360\" class=\"aligncenter wp-image-410\" src=\"https:\/\/airome.tech\/wp-content\/uploads\/2020\/06\/06-06-2020-2.jpg\" alt=\"\" \/><\/p>\n<p>Smartphone yang ada di mana-mana akan menjadi alat perbankan yang sempurna, tentunya yang paling nyaman pula. Melalui aplikasi mobile banking kami, kami harus bisa:<\/p>\n<ul>\n<li>Berbelanja &#8211; di &#8220;toko serba ada&#8221;.<br \/>\n\u2022\u00a0 Bayar &#8211; sebagai kartu debit atau kredit, dan dompet.<br \/>\n\u2022\u00a0 Simpan &#8211; setor ke bank.<br \/>\n\u2022\u00a0 Investasi &#8211; dalam obligasi, saham dan reksadana.<br \/>\n\u2022\u00a0 Lindungi &#8211; melalui pembelian premi asuransi.<br \/>\n\u2022\u00a0 Pinjam &#8211; dapatkan pinjaman.<br \/>\n\u2022\u00a0 Identifikasi &#8211; memberikan identifikasi dan verifikasi digital otentik.<br \/>\n\u2022\u00a0 Menandatangani &#8211; memverifikasi secara digital, mengakui, menandatangani dan bertukar perjanjian dan dokumen hukum (contoh: kantor tanpa kertas).<\/li>\n<\/ul>\n<p><strong>Apa yang diperlukan agar aplikasi <em>mobile banking<\/em> lebih ideal?<\/strong><\/p>\n<ul>\n<li>Keamanan yang terjamin &#8211; perlu mengadopsi teknik konfirmasi berbasis transaksi yang aman, mudah digunakan dan hemat biaya dibandingkan metode tradisional yang tidak aman, tidak nyaman dan mahal, tidak berbasis transaksi seperti SMS OTP, <em>push notification<\/em>, dan token, dll.<br \/>\n\u2022\u00a0 Didesain khusus &#8211; harus sangat <em>personal<\/em> antara hubungan pelanggan dengan bank.<br \/>\n\u2022\u00a0 Transparansi dan kontrol &#8211; menyediakan komunikasi yang jelas, mudah dipahami, dan mudah bagi pelanggan untuk mengelola preferensi dan pengaturan online mereka.<br \/>\n\u2022\u00a0 Sederhana dan kontekstual &#8211; layanan akan sederhana dan mudah diterapkan.<br \/>\n\u2022\u00a0 Cepat dan fleksibel &#8211; dibangun di atas API dan standar terbuka.<br \/>\n\u2022\u00a0 Aplikasi Tunggal &#8211; aplikasi tunggal yang mengelola kebutuhan perbankan, kekayaan, pinjaman, dan pribadi kami. Semua akun dikonsolidasikan dan dapat diakses di satu tempat, dengan e-KYC dan kemampuan \u201ckantor tanpa kertas\u201d.<\/li>\n<\/ul>\n<p><strong>Perbankan di mana saja, tetapi tidak di bank<\/strong><\/p>\n<p>Izinkan saya meringkas dengan mengatakan bahwa, sejalan dengan dorongan kami menuju <em>branchless bank<\/em>, seluruh revolusi digital dalam perbankan akan didorong oleh ponsel. Di antara banyak manfaat yang dibawa ke dalam kehidupan sehari-hari kita, teknologi ponsel juga merupakan solusi yang jelas untuk mengatasi masalah logistik yang terkait dengan kehadiran fisik, untuk menjangkau populasi yang tidak memiliki rekening bank dan yang underbanked, khususnya. Segmen yang memberikan potensi pertumbuhan terbesar bagi bank, karena pasti ada lebih banyak perangkat ponsel di sekitar daripada rekening bank, dengan populasi ini. Hal yang paling penting, memiliki solusi <em>mobile banking <\/em>digital yang ramah pengguna, hemat biaya, dan aman akan menjadi pendukung utama untuk mencapai tujuan ekspansi Anda.<\/p>\n<p><em>Leonard Chong adalah Wakil Presiden Pengembangan Bisnis, Asia Pasifik &#8211; Japan (APJ) di Airome Technologies. Dia memiliki lebih dari 20 tahun pengalaman dalam industri keamanan siber dan ICT. Memiliki latar belakang teknisi dengan Master of Science in Software Engineering, pengalaman kerjanya bervariasi dari software engineering, manajemen proyek, konsultasi teknik, hingga penjualan dan pengembangan bisnis, yang merupakan area fokus utamanya sekarang. Leonard telah berpengalaman bekerja di Asia Pasifik, Australia, Eropa, Inggris, dan AS. Ia ditugasi untuk menumbuhkan bisnis Airome di kawasan APJ.<\/em><\/p>\n<p><em>Reference: <a href=\"https:\/\/m.cyberthreat.id\/en\/read\/55\/Digital-Banking-Is-Mobile\">https:\/\/m.cyberthreat.id\/en\/read\/55\/Digital-Banking-Is-Mobile<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Revolusi digital dalam perbankan adalah ketika semuanya dijalankan melalui ponsel. Kami melihat bahwa penggunaan saluran konvensional berubah secara drastis, sementara peralihan ke digital meningkat.<\/p>\n","protected":false},"author":5,"featured_media":410,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[11,8,17,49,47],"class_list":["post-409","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-newspublications","tag-authentication","tag-bahasa","tag-digital-banking","tag-kode-otp","tag-mfa-adalah"],"translation":{"provider":"WPGlobus","version":"3.0.0","language":"id","enabled_languages":["en","id"],"languages":{"en":{"title":true,"content":true,"excerpt":true},"id":{"title":true,"content":true,"excerpt":true}}},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>MOBILISASI DIGITAL PERBANKAN - Airome<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/airome.tech\/digital-banking-is-mobile\/\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"MOBILISASI DIGITAL PERBANKAN - Airome\" \/>\n<meta property=\"og:url\" content=\"https:\/\/airome.tech\/digital-banking-is-mobile\/\" \/>\n<meta property=\"og:site_name\" content=\"Airome\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/airometech\" \/>\n<meta property=\"article:published_time\" content=\"2020-06-04T16:25:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-26T09:04:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/airome.tech\/wp-content\/uploads\/2020\/06\/06-06-2020-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"360\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Airome Technologies\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@airome_tech\" \/>\n<meta name=\"twitter:site\" content=\"@airome_tech\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Airome Technologies\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/airome.tech\/digital-banking-is-mobile\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/airome.tech\/digital-banking-is-mobile\/\"},\"author\":{\"name\":\"Airome Technologies\",\"@id\":\"https:\/\/airome.tech\/#\/schema\/person\/4305f9424f28ed17c089815d871cf0fa\"},\"headline\":\"MOBILISASI DIGITAL PERBANKAN\",\"datePublished\":\"2020-06-04T16:25:26+00:00\",\"dateModified\":\"2023-06-26T09:04:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/airome.tech\/digital-banking-is-mobile\/\"},\"wordCount\":1070,\"publisher\":{\"@id\":\"https:\/\/airome.tech\/#organization\"},\"image\":{\"@id\":\"https:\/\/airome.tech\/digital-banking-is-mobile\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/airome.tech\/wp-content\/uploads\/2020\/06\/06-06-2020-2.jpg\",\"keywords\":[\"authentication\",\"bahasa\",\"digital banking\",\"kode otp\",\"mfa adalah\"],\"articleSection\":[\"News &amp; 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