Projects & Case Study

Implementation of PayConfirm to provide strong security in FinTech App for Sakalaguna Semesta

«We are confident to entrust our security system to the top experts in cybersecurity. Now we can provide our clients the most advanced and secure financial services based on the newest technologies.»
Kintarwan Kusumo,
President Director of PT. Sakalaguna Semesta
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A smartphone as an ATM smartcard. Withdrawing cash from an ATM with your cell phone, rather than a physical card

«A modern bank customer prefers to move around the city without a wallet full of cash and plastic. Everything they need is on their smartphone: NFC for payments, public transit tickets, loyalty cards, and so on. However, sometimes there’s no escaping it, and they need cold hard cash. Making sure they can withdraw from an ATM without having to insert a physical card will definitely boost the loyalty of your active customer base.
How do you let your clients withdraw cash with their smartphone without upgrading the whole ATM fleet with expensive NFC readers? How do you raise the level of ATM security and lower the number of false customer card blocks? The answer to these questions is a mobile digital signature.»
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Turnkey digital customers. Moving customers from offline to online safely and conveniently

«One of the greatest assets of any modern company are their digital customers. They are identified, connected to information systems, and ready to interact via digital channels. The company’s main competitive advantage then becomes onboarding: reliable and secure digital tech for remotely gaining new clients at minimum cost and in the fewest steps possible.
So how do you organize the process of getting online customers? How do you ensure they are identified remotely, set up legally relevant document management, and make further communication safe and convenient?»
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Biometric authentication. Protecting the most vulnerable spots in digital channels

«These days, cyber attackers constantly improve the tech they use to steal money from digital banking channels users’ accounts: technical attacks, social engineering, or a mix of both come into play. These lead to financial losses for banks and their customers, or, at the very least, a much more complicated customer journey.
Unless you want to deal with frustrating calls from anti-fraud specialists or invite the client into the office for every minor change, the most innovative way to strengthen digital banking channel customer security is biometrics.»
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Implementation of PayConfirm as PSD2 compliant solution for transaction confirmation in digital at Wise Wolves Payment Institution

«We were looking for a solution that would replace current means of log-in and transaction confirmations and satisfy PSD2 requirements. As we all know, new Directive applies technical standards and certain restrictions, such as SMS OTP, while we find it critical to provide our clients a mobile, modern and user-friendly way to proceed with their payment operations. The PayConfirm by Airome Technologies helps us to satisfy all these criteria and also make payments more secure and protect our clients from potential fraud».
Marfa Shishkina,
Executive director of Wise Wolves Payment Institution
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Legal entity customer protection. Secure and convenient digital service channels for legal entities

«Securing remote banking services (RBS) remains a key challenge for the banking industry. The overall volume and quantity of attempts at fraudulent transactions with legal entity accounts increases every year. On the other hand, simplifying a user’s experience through desktop and mobile banking is a necessary prerequisite for customer loyalty.
How do you secure accounts of legal entities and enhance their user experience at the same time? The answer—Mobile Transaction Authentication Signature technology.»
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Individual customer protection. Secure, convenient, and cost-effective digital service channels for private users

«Securing individual customers finances in remote banking services (RBS) remains a key problem of modern banking. The overall volume and quantity of attempts at fraudulent transactions with individual customer accounts increases every year. On the other hand, simplifying a user’s experience in online and mobile banking is now a necessary prerequisite for customer loyalty.
Mobile transaction authentication signature (mTAS) technology combines the need for private user protection, while enhancing user experience.»
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Paperless bank office. A high-tech, legally effective, and economical way to interact with customers

«Most banks sign a lot of paper documents with their customers: agreements to open current accounts, issue loans, place deposits, investments, and other services. All of this leads to significant costs associated with printing, logistics, and document storage. It also limits customer service to in-person interactions at a bank’s office.
How can a business reduce costs without sacrificing quality and get additional benefits? A paperless bank office is the answer.»
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